PNC Premier Traveler Card Review

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If you want to earn a flat rate for a low annual cost, the PNC Premier Traveler Visa Signature may be worth looking into. Cardholders have access to an exclusive selection of travel, shopping, and entertainment perks. You can’t transfer your miles to hotel partners or airline partners. There are other valuable cards available. 

Review: Is PNC Premier Traveler the right credit card for you or not?

The PNC Premier Traveler Visa Signature offers straightforward rewards for all purchases. The annual fee is $0, and then it will charge $85. It has some decent travel benefits, and new cardholders can earn 30,000 bonus miles after you make $3,000 in purchases during the first 3 billing cycles following account opening. 

All purchases earn you unlimited 2x miles. This is a great option for those who don’t want bonus categories to keep track.

A great way to use PNC miles is by redeeming them for travel expenses. When you redeem your miles as statement credits — either through the PNC Rewards Center in Online Banking or with a PNC customer care representative — you can apply miles towards previous purchases. Miles can also be used to redeem for new bookings (like custom vacations, cruises, and travel packages).

Because it’s a Visa Signature cardIt offers a unique selection discount offers and special events, including complimentary wine tasting at over 60 Sonoma County vineyards, preferred event access, museum membership, and more. Cardholders have access to the Visa Signature Luxury Hotel CollectionThe, which offers hotel benefits such as VIP Guest status, late checkout and room upgrades, is available. These perks are not necessarily premium. 

Unfortunately, PNC Bank doesn’t have any partnerships with airlines or hotels. As with most travel cards, reward points become more valuable when transferred to an outside airline partner or hotel partner. However, the PNC Premier Traveler Visa Signature doesn’t offer any options which could decrease its value and appeal. If you’re looking to purchase a card with transferable rewardsThere are many other lucrative benefits as well. travel credit cards on the market — and for a similar annual fee. 

The Chase Sapphire Preferred® CardFor example, a. Chase Ultimate Rewards® points — which are transferable to popular airline and hotel partners (such as British Airways,  IHG Rewards, JetBlue, and many more). For $95 annually, the card earns up to 5x points for purchases. 

The Another great card that offers travel rewards is the Citi Premier® CardThe $95 annual fee applies. It’s currently offering a generous bonus of 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening, and up to 3x points on purchases. Citi cardholders receive $100 off a $500 hotel stay once per year and a variety of solid benefits. transfer partners.  

Although the PNC Premier Traveler Visa Signature provides some decent event perks as well as a simple rewards-earning structure to go along with it, there are other valuable travel rewards credit cards that offer more value. 

We are focusing on the perks and rewards that each card offers. If you are paying interest or late charges, these cards won’t be worthwhile. When you use a credit card, it is important to pay the entire balance each month, make timely payments and only spend what your budget allows.

How to earn miles with PNC Premier Visa Card

Earning miles with the PNC Premier Traveler Visa Signature is simple. Earn unlimited 2x miles on all purchases. There are no restrictions. There are no bonus categories that you can earn miles on. 

How to use miles earned on the PNC Premier Traveler Visa 

You can redeem miles through the PNC Premier Visa Signature to offset travel expenses. This can be done as a monetary credit or a direct deposit to a PNC Investments LLC account. 

To redeem travel expenses or for monetary credit, you will need at least 5,000 miles in the PNC Premier Traveler account. 

When you use your miles to travel, you’ll get the most value. You can redeem your miles for travel purchases made within the last 90-days or to book new travel through PNC’s catalog. They are worth 1 cent each. Your miles will only be worth half a penny each if you redeem them for monetary credit/direct deposits.

Gift card redemptions are also possible, but the redemption rate varies.

PNC Premier Traveler Visa Card Benefits and Features  

Protect your cell phone

You are eligible for the PNC Premier Traveler Visa Signature when you pay your wireless bill. cell phone protectionIn the case of theft or damage. Maximum claim is $800, and maximum two claims (maximum $1,000) in a 12-month time period. There is also a $50 deductible.

Visa Signature benefits

Cardholders of the PNC Premier Traveler Visa Signature card receive premium benefits and discounts. You’ll have exclusive access to hotels and museums, access to events and museums, complimentary wine tasting at more than 60 Sonoma County wineries, and access for sporting events. 

Visa Signature Luxury Hotel Collection

You’ll receive a few decent hotel perks as part of the Visa Signature Luxurious Hotel Collection. These include VIP Guest status, 3:00 p.m. check-out upon request, and automatic room upgrades. 

24/7 Visa Signature Concierge

The PNC Premier Traveler Visa Signature will provide you with complimentary assistance for tickets, reservations, and other matters. 

Travel accident insurance

You can receive coverage up until $500,000 per accident if an accidental bodily injury occurs while you are on a covered trip if you book your trip with your PNC Premier Traveler Signature.

Services for emergency and travel assistance

You can get emergency assistance from the Benefit Administrator 24/7 if you are traveling abroad. You are still responsible to pay for any actual medical, legal or transportation costs. 

Refunds for lost luggage

If you have paid your fare using the PNC Premier Traveler Visa Signature you will be eligible for coverage on checked baggage and carry-on baggage in case they are lost or stolen by a common carrier.

Emergency cash disbursement and replacement of emergency cards

If you need emergency cash or a replacement card, you can get 24/7 international services. 

Roadside dispatch

You will get roadside assistance at a flat rate wherever you go. You are responsible for paying the actual cost of any services you use. For more information, call 800-847-269

Trip delay reimbursement

Each ticket purchased with your PNC Premier Traveler Visa Signature can be eligible for up to $300 to pay expenses such as meals or lodging. trip is delayedCovered hazards can keep you awake for up to 12 hours. 

NortonLifeLock

Access to ID Navigator Powered By NortonLifeLock will be granted to you for tools that can help you protect your identityDetect potential threats.

Zero liability protection against fraud

You will not be held responsible for any unauthorized use of stolen or lost cards. This benefit is not available if you fail to notify PNC immediately. 

Lost/stolen card reporting

You can immediately report a lost or stolen card.

Costs and fees

PNC Premier Traveler Visa signature offers a 0% APR on balance transfer for the first 12 billing cycle following account opening if the balance is transferred within 90 days. (then, a 19.74% Variable Average APR). This makes it a good option for people who want to reduce their credit card debt and not incur more interest. 

The first year’s annual fee is $0, and then the $85 annual fee. It also charges a balance transfer fee as well as a cash advance fee. There is also an early payment fee and a return fee. There’s no foreign transaction feeThis card is a good choice for international purchases. 

PNC Premier Traveler vs. Other PNC credit cards

*You’re capped at the first $8,000 in combined purchases on 4%, 3%, and 2% bonus categories every year (1% then after). 

PNC Premier Traveler vs. other travel rewards card

*You’re capped at the first $8,000 in combined purchases on 4%, 3%, and 2% bonus categories every year (1% then after). 

Frequently Asked Questions (FAQ) about the PNC Premier Traveler Visa card