Nationwide Travel Insurance Reviews 2023

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Nationwide has been around for close to 100 year since its inception in 1926. The Ohio-based company offers many products in the insurance, finance and insurance space, including coverage for trips. Nationwide travel insuranceYou can get policies for single or multiple trips. They also cover cruise trips.

Nationwide travel insurance plans

Nationwide travel insuranceMany of the following are available: standard benefits you might see with a travel insurance policy. This coverage can include trip cancellation coverage so you can recover prepaid costs or trip interruption if your vacation is disrupted by an unplanned event. You also have baggage delay coverage and medical insurance.

Nationwide offers travel insurance policies to consumers. These policies can be divided by type of trip: single, multiple, or cruise coverage.

Insurance policies for single-trip travel

NationwideTwo single-trip travel insurance policies are available: the Essential plan or the Prime plan.

Nationwide Essential plans covers all the basics, as the name implies. It offers protection for any unexpected events that may occur before or during your trip.

Prime plans offer greater coverage and the ability to add the coveted cancel for any reason (CFAR) coverageExtra charges may apply

Both plans include trip cancellation/interruption coverage in the event that terrorist attacks occur in your destination, travel assistance from Nationwide at an additional charge, and refunds after a 10-day review (except in WA, NY). For baggage and personal effects coverage there is a $500 maximum limit for valuable items. Please refer to your policy’s terms for more information.

Here’s how the coverage limits compare between the two plans. You’ll be eligible to receive reimbursement for delays exceeding six hours for trip delay coverage.

Multi-trip, annual and multi-trip travel insurance policies

If you’re looking to purchase travel insurance for more than one trip or want to protect your spouse and children, the Travel Pro PlanIt may be an economical option. Important to note that this policy covers only events after departure and not pre-departure events. As of writing, this policy could be as low at $59

The Travel Plus Plan is another multitrip policy. NationwideFlexible term limits allow for trip cancellation and trip interruption coverage up to $10,000 This covers the gaps of the Travel Pro Plan, which does not cover post-departure events. This plan covers cancellations due to covered illnesses or other reasons.

The Travel Pro Deluxe Plan will increase your after-departure coverage. It’s a variation of the Travel Pro Plan, hence its name, and provides higher coverage limits for only $20.

All plans include the same Nationwide travel assistance as the single-trip policies. Here’s a comparison of multiple-trip plans:

Cruise coverage

NationwideOffers three cruise travel insurance plans.

The Universal Cruise Plan is a good option for those who are going on a short trip or just starting out. It provides additional protection and allows you to recover non-refundable costs. You should check that your state qualifies you for cruise coverage, as not all states offer it.

The insurance policy will provide additional protection for your trip if you are on a longer cruise. Choice Cruise planThis is an option worth considering. The Luxury Cruise Plan offers the most coverage options, and provides the most benefits.

All policies are eligible for a 10-day review, except in WA or NY.

Here’s an example of the coverage Nationwide’s three cruise travel insurance policies will provide:

Additional coverage options available from Nationwide

Nationwide travel insuranceThere are many additional coverage options available that can increase the protection of your policy, but also increase the cost. These include:

• Financial default coverageIn the event that your travel supplier is insolvent or goes bankrupt, you can get this coverage. This option is available for single-trip policies Essential and Prime.

• Pre-existing condition waiver If certain conditions are met, these policies may provide coverage for pre-existing diseases or illnesses. This coverage is available with the Prime and Essential single-trip policies.

• Accidental death and dismemberment Limits can vary depending on plan: $5,000, $10,000 and $25,000 respectively. $50,000 is the maximum. This option is available for the Prime and Essential single-trip policies.

• Accidental death on flights only These policies can have limits up to $100,000, $250,000 or $500,000. This option is available for the Essential and Prime single trip policies.

• Insurance for rental car collisions or losses You can add this coverage to your rental car policy for $25,000 or $35,000 depending upon the plan.

• Cancel for any reason (CFAR)This must be added to a policy. It is available through the single trip Prime Plan, the Choice Cruise Plan and the Luxury Cruise Plan.

How much does Nationwide’s travel insurance cost?

How much it costs to purchase a travel insurance policy NationwideMany factors will affect your ability to travel.

Nationwide’s website lets you get a quote for travel insurance by entering the following information:

• Destination
• Departure date
• Return date
• Age
• Residence
• Total trip cost
• Initial trip payment date

Let’s look at some possible costs. If you’re a 35 year old Florida resident who is traveling to Brazil for the last 2 weeks of December, and your total trip costs are $5,000 with an initial payment due on September 1, your policy would read:

• $196.89 for Essential Plan
• Prime Plan: $273.20

If you are a 55 year old Oregonian who travels to Mexico by Carnival Cruise Lines and spend $4,000 on the trip, with an initial payment of September 1 and the last payment of November 30, your policy would read:

• Universal Cruise Plan: $172
• $206 for Choice Cruise Plan
• Luxury Cruise Plan: $244

Does Nationwide take credit score into consideration?

According to the company website, NationwideRates for insurance products are determined by credit score. Studies show that insured parties with lower credit scores may have higher claims rates due to credit score. The exact number could vary. insurers offer the best rates for scores of 700 or higher. Most people use credit score to determine premiums. auto insurance.

How do you file a claim with Nationwide

If you purchased travel insurance through NationwideIf you have any questions or need to file a claim, contact Nationwide.

Nationwide claims are handled by Coordinated Benefit Plans, LLC. You can also use it. claims portalCall a representative based on the type of policy you have.

Telephone number for single trip policy: 888-490-7606

Phone number for Annual Plan Policy: 866-281-1017

Cruise policy phone number: 866-281-0334

You prefer to reach out via email? Nationwide can also be reached via email NWTravClaims@cbpinsure.com.

You can send documents by mail to:

LLC, Co-ordinated Benefit Plans

Nationwide Mutual Insurance

Affiliated Companies and Company

P.O. Box 26222 Tampa FL 33623

Compare Nationwide vs. Allianz

Much the same Nationwide, Allianz insuranceMany types of insurance coverage are available. Although the company is most well-known for its auto insurance, it also offers travel insurance and has eight options. Ten options are available from Allianz, a major player within the travel insurance market.

Allianz may offer greater coverage limits on the policies they offer and a simpler process for filing a claim online. Nationwide is able to add cancel for any reason (CFAR), for an additional cost. This is in contrast to Allianz’s CFAR coverage.

Compare Nationwide vs. John Hancock

John Hancock is very similar to NationwideIt provides a wide range insurance products and financial services. One of these offerings is travel insurance. John HancockOffers travel insurance with Bronze, Silver, or Gold policies

Nationwide may offer a slightly lower price for budget options when comparing policies. John Hancock’s mid-tier and more expensive coverage options might be more affordable. It all depends on the details of your policy, age, and trip details. The good news is that you can add cancellation for any reason (CFAR), coverage to any John Hancock plan option.

Compare Nationwide vs. Credit Card Travel Coverage

Cardholders who have rewards credit cards are entitled to many benefits. Some of these benefits may not be known. One such perk is travel cancellation or travel interruption coverage. Credit cards may have sufficient coverage for quick trips. For those who want to be sure they have adequate medical coverage and higher limits, traditional travel insurance might be a better option.

Credit cards are attractive for frequent travelers because they offer a consistent level of coverage. Some companies offer a more comprehensive travel insurance plan that is comparable to the one offered by credit cards. annual travel insurance.

Methodology

Our review of Nationwide travel insuranceWe compared the most popular travel insurance providers, including their pricing, coverage limits and cost, as well as the flexibility and customer service options.

Nationwide is a strong contender in cruise-related travel insurance policies. It stands out for its cancel for any reason coverage (CFAR), though it’s not included with all policies and comes at an additional cost. Before you buy a policy, compare quotes from different providers to determine the best travel policy.

Nationwide travel insurance — frequently asked questions (FAQ)