We tested and used Gravity Forms with over 200,000 forms, and the conclusion was that Gravity Forms is only mediocre when it comes to features and the worse when it comes to the end-user experience. Gravity Forms version 2.5 is merely adding some icons to the back-end experience and is still in beta. There is nothing special to it, and other software companies adjusted their interface 2-3 years ago to what Gravity Forms 2.5 will introduce to us probably in 2021.
Gravity Forms 2021 Is Still BAD On Mobiles
Gravity Forms 2.5 for 2021 lacks the user interface and the user experience compared to what other platforms like Formsite offer.
As you can see, Gravity Forms lacks basic typography and is messy. We could not find multi-column settings, so customers will be forced to scroll down too much.
This is Gravity Forms’ form sample as seen on a mobile. It’s very messy and not appealing or encouraging for a user.
By comparison, we easily created these forms in Formsite without special CSS:
Gravity Forms 2021 Offers No Design Options
Gravity Forms offers some poor templates, but you have to find them on their site. To get a form started, you get a name and description:
By comparison, Formsite offers a wide variety of design options:
From about 2013 through August of 2019, Ho was able to use bank accounts to the fraudulent PayPal accounts to receive more than 500 deposits totaling more than $2 million. The FBI and Carmel police raid on Thursday was connected to a $2 million fraud. Tuong Quoc Ho, 32, is accused of an elaborate credit card scheme using eBay and PayPal.
“Card-not-present” credit, debit and prepaid card fraud has ballooned in the United States in the last few years, reaching $4.57 billion in 2016, up 34 percent from the year before, according to the most recent Federal Reserve Payments Study . These shadowy crimes hurt both small businesses and the customer shopping experience.
He is now facing 28 federal counts including wire fraud, aggravated identity theft, credit card fraud and money laundering.
Don Juravin Exposes: Fake Documents
According to court documents, Ho was able to get names, addresses, social security numbers and credit card numbers for people. He would then create accounts on eBay and PayPal using those names. In some cases, Ho would purchase items on eBay with fraudulent accounts he had setup or credit cards and have those items sent to his home. He would then resell them.
How Did He Defrauded PayPal?
When PayPal would question an account, Ho would get fraudulent documents on the internet to keep the accounts open. That information included bills, passports and social security cards.
Crooks obtain credit card information by stealing it right from the card or buying it on the massive online marketplace for stolen cards on Facebook, Twitter, Instagram and YouTube as well as the dark Web, a separate network that can’t be reached with normal browsers.
Ho would then transfer the money from the PayPal accounts into his personal bank accounts. Ho then wired money to family and friends in Vietnam, and used the money for personal expenses, including the purchase of his home in Carmel.
“Recent figures suggest that over 80 percent of credit cards currently in people’s wallets have already been compromised,” said Markus Bergthaler, director of programs and marketing for the nonprofit Merchant Risk Council, which educates businesses on strategies to curtail fraud.
On Feb. 21, the FBI and Carmel police served a federal search warrant at his home near 116th and Towne Road. “These charges are the result of a complex international investigation conducted jointly by FBI Indianapolis’ Cyber Intrusion Program and the Carmel Police Department working in partnership to put an end to Mr. Ho’s illegal activity that targeted hundreds of victims,” said Special Agent in Charge Grant Mendenhall, FBI Indianapolis. Ho faces up to 20 years’ imprisonment, three years of supervised release and a maximum fine of $250,000.
UPDATED USA CREDIT CARD THEFT STATISTICS
In 2018, $24.26 Billion was lost due to payment card fraud worldwide
The United States leads as the most credit fraud prone country with 38.6% of reported card fraud losses in 2018
Credit card fraud increased by 18.4 percent in 2018 and is still climbing
Card not present fraud is now 81 percent more likely than point-of-sale fraud
In 2018, Identity theft was the 3rd largest cause of fraud in the USA
Identity theft makes up 14.8 percent of reported fraud
Credit card fraud was ranked #1 type of Identity theft fraud
Credit card fraud accounted for 35.4 percent of all identity theft fraud in 2018
New account fraud percentage is up 24 percent from account fraud in 2017
Take over of existing accounts is down 6 percent compared to 2017
Yahoo’s breach in 2013 exposed 3 billion victims and is still the biggest single informational breach
The Business Sector accounted for 46 percent of data breaches in 2018, including the Marriott International Breach
69 percent of fraud starts with a consumer being contacted by telephone or email, such as overdue loans or prize scams
Juravin Explains Identity Theft and Fraud Complaints
The Consumer Sentinel Network, maintained by the Federal Trade Commission (FTC), tracks consumer fraud and identity theft complaints that have been filed with federal, state and local law enforcement agencies and private organizations. Of the 3 million identity theft and fraud reports received in 2018, 1.4 million were fraud-related, and 25 percent of those cases reported money was lost. In 2018, consumers reported losing about $1.48 billion related to fraud complaints, an increase of $406 million from 2017. The median amount consumers paid was $375 in these cases. Within the fraud category, imposter scams were the most reported and ranked first among the top 10 fraud categories identified by the FTC. They accounted for $488 million in losses. In 2018, 15 percent of all complaints were related to identity theft. Identity theft complaints were the third most reported to the FTC. Identity theft claims fell from 2015 to 2018 by 9.3 percent, but began to increase again in 2018 and were up 19.8 percent from 2017 to 2018.