Author: Charlie Proctor

Whether you’ve recently passed your test and want to get straight out onto the road, or you passed your test a while ago and just didn’t get around to buying a car, chances are you’ll have a few questions when it comes to buying your first set of wheels. If this is your first vehicle of your own, you’re probably completely unfamiliar with the process and may be feeling a little lost. But not to worry, there’s a lot of help guidance that can get you along the way and behind the wheel of your first car before you know…

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New cars are being sold somewhere every day. If you are a driver there is a chance that you will be sitting across from a salesman at a dealership negotiating the price of a new car. There are some risks that you need to avoid before you get to this point. Unexpected Financing Costs The dealer is trying to close the deal as soon as possible. This is why many dealerships have in-house financing. That sounds great until you find out that there are other banks or credit unions that can give you a much lower rate. Take the time…

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One of the great things about freelancing is the freedom that it can give you to work anywhere. If you keep your records in good order, have return clients, and a decent income, then there aren’t many countries that are off-limits for you.  Here are some tips to make it easier for you to freelance across the globe.  Dedication If you have only been freelancing for a short period, then you might still be in the golden glow of freedom. Which while great, means that you might not yet have hit a difficult income patch or know if this is…

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Law

Talking about death is never a comfortable subject, but for everyone, it’s inevitable. It’s for this reason that people should write a will and update that will whenever there are any changes in our lives. Some people opt to use a DIY will kit, while most people will seek the help of a lawyer when drafting up their will. A DIY will kit is the cheaper of the two options, but when you write your own will, there is far more chance of it being contested when the time eventually comes that you’re put to rest. This begs the question:…

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We’re living through a hard time. For many of us, this spans multiple areas. We could be struggling with our health. We could be struggling with our finances. We could be struggling on a personal level in terms of loneliness, anxiety or other mental or emotional concerns. The rapid spread of coronavirus really has caused mass scale chaos across the world. Now, if your business is one of the hundreds of thousands that are struggling as a result of social distancing measures being implemented and consumers being more reluctant to spend on non-essential items, you’re not going to be asking…

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Becoming a smart gambler takes a lot of self-control and forming good habits. The current gambling sites provide you with so many exciting games and offers that they can be impossible to resist. In addition, they are also much more accessible than land-based casinos. You may not be able to find a casino in Kuwait, but online, anything is possible! But as a beginner, you should develop smart habits right away to set yourself up to become a winner in the long run. For example, focus on minimizing your losses and having fun. The wins will come as long as…

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This is a crazy time to be in business. While sales were flourishing as little as two months ago, companies of all shapes and sizes are now in hot water due to enforced closures, reduced sales, and compromised practices. If you’ve managed to stay afloat until now, you’re one of the lucky ones. Yet, as lockdown continues for another three weeks, even companies who were coping are having to turn to the government’s 80% furlough scheme.  Sadly, employees living from pay-check to pay-check may struggle to cope with an immediate pay reduction of 20%. Not to mention that the longer…

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Short term lenders across the UK have front-row seats in witnessing what COVID-19 is doing to personal lending on a global scale. While a world-wide lockdown is having devastating effects on economies the world over, in the UK specifically, we are seeing a change in the way personal loans are being supplied and accessed. There is no denying that COVID-19 has had a negative impact on personal finance; lending included. It comes as no real surprise that the COVID-19 pandemic is having a detrimental effect on the consumer credit market in the United Kingdom – and the rest of the…

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The operations manager of a business is now a fundamental role. That’s because the right operations manager can make it easier for any sized business to make more sales and reduce their ongoing expenses. While the sales, marketing, and customer service teams will primarily focus on the sales elements, they will be relying on the operations manager to ensure that the business operations themselves are consistent. When even the smallest cost-saving can result in huge profit generation in the long-term, those operations managers are clearly of vital importance. However, the landscape is changing for operations management. Emerging technologies and business…

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Humanity has come a long way in terms of ending stigmas and taboos. But, still, it is a long road to achieve an ultimate all-inclusive society where people can express their free will without the fear of getting punished for it. One may wonder, how can we get there? The answer is pretty simple. We can achieve such a society by generating discourse about the taboos that are eating the very roots of this society. Our great ancestors did the same and sacrificed their lives for it. So, if you want to do something about these taboos that are haunting…

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