Where To Find Money To Start A Business

Consistently, a huge number of Americans dispatch their very own organizations. As per the U.S. Small Business Administration, in 2010, there were 28 million minor independent companies in the U.S. Most of these – over 75% – were distinguished by the administration as “non-employer” organizations, implying that the proprietor is the main individual working at the business.

The chances of making it are long. Just about a portion of new organizations get by for a long time and just a third remain functioning following decade. In spite of this, a little rate develops into stable little to average sized organizations, while a minute part turns into the stuff of legends – like Apple or Hewlett-Packard, organizations conceived in carports that climbed to the most noteworthy positions of American business.

Before your business can have any desire for turning into a legend (or even simply beneficial), you have to figure out how to back its introduction to the world. The SBA expresses that in ’09, the Ewing Marion Kauffman Foundation evaluated the normal expense of beginning another private company in the U.S. to be about $30 grand. To appraise what it will cost to dispatch your business, look at an online startup costs calculator.

Or if your business idea is not really unique and there are some other companies doing what you want to do, just do your research online and you will come across some articles giving you the numbers. For example, starting an online casino business with a built-in Australian real money roulette game would cost you $12,000 (with additional marketing costs). While the number may appear to be high, the present business people have a wide scope of choices with regards to financing new companies.

Well, here are some suggestions about where to get starting funds for your first business.

Your Savings

The fact of the matter is that most new businesses are supported with individual investment funds. Before you make a major withdrawal, in any case, I suggest that you have at least a year’s worth of fixed everyday costs (like your home loan and other needs) put in a safe spot.

At the point when you’re beginning your own shop, you may need to swear off compensation for a couple of months, even a year, until you gain footing and pay begins streaming.

Loved ones

In this case, I really have to be clear about the terms and set everything in motion, so no ill will emerges.  Acquiring from a close friend or relative is an extremely well-known alternative.

Some circumstances can complicate your connections like misconceptions over cash. In the event that you choose to get from those near you, ensure that you have every one of the conditions of the credits unmistakably worked out. That incorporates what amount is to be obtained, the measure of intrigue charged, and the timetable for reimbursement.

Banks and credit associations

Banks are not in every case simple to split with regards to private venture loaning. It’s a given that you’ll require a firm marketable strategy and an immaculate credit record to get endorsed.

Your first stop ought to be a bank that knows about you or your industry or one that is known for having a weakness for independent venture lending.

Investors and Venture Capital Firms

Getting financing from them can be a high-wire move. Be that as it may, on the off chance that you can do a little delicate shoe and have an extraordinary thought and breathtaking strategy, these sorts of speculators will back you in return for value or halfway possession.

Home equity loans

On the off chance that you have considerable value developed in your home and a financial assessment well over 700, this course might be a really decent choice. The assets are typically taken as a single amount that you can pay off after some time. Furthermore, intrigue isn’t out of this world, generally 5% at this moment.

Credit Cards

Utilizing plastic is positively simple, however, it’s a dangerous decision. Most cards have twofold digit loan fees on balances that turn over month to month. That is a really high bar to burden another organization within its initial days.

Open Transport now Open for Business

The First Open Standard for Transport Account Interoperability

Friday 3rd January 2020 sees The Open Transport Initiative launch Version 1 of the Open Transport Application Programming Interface (API) specifications and make them freely available for adoption. This is the first time an Open Standard for transport customer account interoperability has been designed and made available, an initiative that is long overdue.

Considerable effort from various transport and data specialists has gone into creating both the Customer Account and Centralised Operator Look-up Service API specifications. However, all the intellectual property created is being given away to the transportation industry, for the benefit of improving the customer experience.

If there is anyone out there who still doesn’t know what the Open Transport Initiative is?

The initiative was started early 2019 by Ideal Interface, a digital strategy, technology & marketing consultancy based in Glasgow, Scotland and The Open Transport Initiative then became official in October 2019. At the same time the draft Customer Account Specification was released for wider industry review. Since then there has been significant peer review, public workshops and presentations to ensure the standard has covered the interests of all relevant parties as much as possible.

The two specifications created & launched are:

1. Customer-account API
A standard way to facilitate peer-to-peer transport data sharing and account interoperability, allowing the customer to view all their transportation, mobility and associated data in one place. No more searching across various apps and websites to join-up journey, ticket and discount data.

2. Centralised Operator-info API
A centralised look-up for all transport operators and Mobility-as-a-Service (MaaS) platforms. This first-of-a-kind transport directory service (similar to the sort code directory within the Financial Services Industry) will provide unique reference information about each mode of transport or mobility organisation, including any publicly available Customer-account API locations.

Although innovative for transport….

Similar vertical markets are also creating Open APIs and developing public technology standards. This is done to reduce duplication of effort, create consistency across different platforms and vendors, but also to foster innovation across a wider developer community. In making this innovation a completely open and free-to-use standard for the transport industry, it is hoped that this will increase its adoption in this important market too.

So what happens next for Open Transport?
It is now in the hands of 1) transport authorities to mandate its use; 2) transport providers to add it to their specifications and requirements 3) transport/mobility providers to include it as part of their offering; as swiftly as possible.
For more information or to download the specification visit:

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4 Offline Marketing Techniques All Business’ Should Consider

When it comes to running your own business, marketing can be one of the hardest things you have to master. With so many different things to consider, it’s easy to get caught up in all of the things you should be doing, rather than actually implementing them. If you want to simplify things, why not try focussing on online and offline marketing techniques as a separate entity? Often people group them together and then feel as though they have far more than they can handle on their plate. To help you get started and to help simplify things, here are four offline marketing techniques you can try as a business:

  • Consider Using Print Marketing For Advertisements Or Advertorials

Although print marketing is still incredibly popular, it is often overlooked by businesses. Whilst most people are online using social media and content marketing to make a name for themselves, paying for advertisements and advertorial in local newspapers and magazines can be extremely beneficial too. Not only is it a great way to get in front of an audience that you know will be interested, but it’s the perfect opportunity to give a little more information about what it is you do – especially if you do a full advertorial piece. If you are doing an advertorial, you may want to consider hiring someone to write your copy and take professional photographs, as these work well. For more information about creating advertorials, you can visit this site here.

  • Attend Local Events As An Exhibitor, Or Host Your Own

Another great way to increase brand awareness that doesn’t involve digital marketing is to delve into the wonderful world of events. Whilst both attending and hosting your events is incredibly expensive, it’s one of the best ways to ensure you are creating relationships with potential customers. Not only does it give you a chance to meet with them face to face, but it will help create a lasting impression based on how well you do. The easiest way to get involved in events is to exhibit at an event that is relevant to your industry, however, people often prefer to create their own events for customers to attend. For a guide to hosting your own event, you can visit this site here.

  • Think About Promotional Items And Giveaways

If you are going to be attending events, you may want to consider what promotional items you can give away. Whether it’s giving away branded notebooks and pens or creating something a little more outside of the box, handing out branded products to people at events is a great way to get them to remember you. The best way to make a lasting impression is to give them something they’re going to want to take a photograph of or something they’re going to want to keep on their desk. If your a business looking for promotional items or you’re looking for ideas for councils at events, you can visit this site here.

  • Use PR Representatives To Help You Gain Local Or National Coverage

Finally, using a PR company or representative to help you gain local or national coverage is a great way to grow your brand. Whether they get you to feature in the local paper or get you a spot on TV, the amount of traction it can bring to your business is valuable. Again, this is an expensive route to take, but it is worth it.

Are you thinking of using some offline marketing techniques to grow your business? What can you do to ensure you get the reach you’re after? Let me know in the comments section below.


Keeping Your Business Secure Is Easier Than You Believe

Securing your business is a big task as a business owner, and that is why some people think that it is really hard. However, this is not the case, and it could actually be far easier than you think it is. In this article, you are going to find some of our best tips to keep your business secure without losing your sanity! We have come up with some of the best ways that you can secure your business and if you are interested in finding out more about what they are and how you can implement them into your business, keep reading.

Use The Cloud

The first piece of advice that we have for you is to use The Cloud. Businesses that do not use this method and instead still have a paper copy of everything or have their files scattered across multiple locations are more at risk of things getting lost or stolen. If you use something like The Cloud, all of your data is in one place, making it easier to access and protect. When your employees need to edit something, it can be a pain if they are making copies and then sending them to their colleagues. By the time they have done this, it is entirely possible that someone else has made a different edit and then there is a couple of different copies of the same document with various edits, and it is not a productive way to run a company. But, by using The Cloud, your employees can instead edit the documents in real time while continuously sharing with each other. This means that everyone can access the document at once, making it safer.

Anti Virus Software

Not all companies have this installed on their network, but this is a huge mistake. You want to make sure that you have antivirus software on all the computers in the network, and all other devices to ensure that your data and files are as safe as possible. You can find a variety of these online to purchase, and there are many websites that give you a list of the best companies to provide this software. By installing this on your devices, you are making it harder for hackers to gain access to your system. Most cyber attacks happen by using a virus to penetrate the system which allows the attacker to take control of the files on the computer. These pieces of software prevent this from happening which is why it is always recommended you have one.

You will have to pay for this if you want a high-quality service, but it is an expense that you are going to have to live with. Without this, you are leaving your entire network open and vulnerable to all kinds of cyber attacks. If this happens and you lose your client data, your business is going to be in for a lot of trouble that you just don’t need.

Secure Access

Passwords are obviously a great choice when it comes to ensuring only those who should be accessing your company can do so, but you can also use something like ProofID which allows you to know that only those who are preapproved can access the sensitive files your business has. Secure access is something that a lot of companies struggle with, but this doesn’t have to be the case anymore. Just make sure that you are investing in the right places and the right kind of software, and you will have the peace of mind necessary to run your business effectively.

Security Cameras

Another thing that you should think about is having security cameras put around your business premises. It never hurt anyone to be too cautious, and if you have these cameras, then you are always going to be able to see when something is going wrong. At the very least they will be able to see anything that is happening, and hopefully, catch a picture of who did it. Once attackers know that these are on your premises, they act as a deterrent meaning that people who would have considered breaking into your office will not.

This is quite a costly option, depending on how many you are going to get but one that is necessary. You need to be covered if something does happen and the best way to do this is to get it on tape. Not only does this help for when there is an issue, but it will also help with stopping future problems as they are less likely to reoccur if the original perpetrators are caught.


The final thing that we are going to look at is insurance. How does this keep your business secure you might ask? Well the answer is that when you have insurance, your company is going to protect against all kind of threats. This includes being sued by anyone whether it is an employee or another company, obviously within limits. It also means that your company has that extra layer of protection should it be necessary if you get into a dispute with someone.

Sometimes things happen that are out of your control such as fires, floods, damage to the building and causes a halt in operations. You are going to be losing money for every single second that this happens, but insurance can ensure you get it back. There is coverage for almost every issue that you can think of, and if you use a specialist insurance broker, you can be sure to get the right ones for your company.

We hope that you have found this article helpful, and now see that keeping your business secure is easier than you first thought. If you take the advice set out in this article, you are going to have one of the safest businesses on the market which will help you in ways you cannot even imagine. Good luck, and we hope you keep your business as safe and secure as you can on today’s market.

Figuring Out Your Strengths As An Entrepreneur

If you were to define what an entrepreneur does, could you do it in a few words? It’s unlikely. An entrepreneur has to be many different things; they have to inspire their workers while also keeping problems at bay, introducing new processes while also keeping an eye on the bigger picture. And it would be foolhardy to say that we’ve all got the skills in abundance. But what we need to figure out is where our skills lie. From there, we are able to figure out how to best utilize these skills in a business sense, but also get into the habit of fixing our weaknesses. Where do your strengths lie? And how can you figure this out?

Figuring Out Your Emotional Intelligence

Your Emotional Intelligence, or EQ, is comprised of numerous soft skills, like being self-aware, optimism, being patient, and generally working well with people. If you have a certain lack of empathy, does this mean that your skills are redundant in an entrepreneurial sense? It’s not. But it may mean that you’ll have to do a bit more soul-searching to find the right avenue for you. When it comes to setting up the right business, we’ve got to be intuitive and go with our strengths. Whether you’re looking to set up a business broker franchise, or a children’s daycare center, every leader has to discover their emotional intelligence and how they work best with people.

Finding Out From Others

Some leaders feel that they shouldn’t ask others for their opinion, because it may highlight some sort of insecurity. But it’s important for us to determine our strengths by speaking to others and getting an idea of how we are perceived. We may not necessarily agree with it, but if we can find out how we present ourselves, this gives us an idea of how we can best control and harness this image. Being an efficient leader isn’t just about being in charge and you saying what goes, it’s about that leeway, that back and forth, so you are nimble and open to suggestions. By asking others for their opinion, you may not get the answer you really want, but it could be the answer that you need.

Practice Problem-Solving

Scenarios are beneficial for so many reasons. By going through certain scenarios in your head, you can come up with practical solutions, meaning that you are prepared for this eventuality if it ever comes up, but you are also arming yourself with some extra skills. These hypothetical situations are essential, and when we’re in the midst of running a business, but we’re not prepared for specific problems, it can threaten to derail the entire process, not to mention stress us out as well. Practicing problem-solving and coming up with scenarios just in case is as beneficial to your mindset as it is the business.

And when it comes to fixing your weaknesses and making the most of your positives, a lot of it is down to trusting our instincts. Getting to the truth of the matter, rather than overloading ourselves with hyperbole and thinking that we need to be like a certain leader to gain results is betraying our sensibilities. To be a great entrepreneur, you don’t always have to tread the path that has been laid before you.

Building The Business Of Your Dreams

Everyone has a dream of what they want their business to be like. The dream ultimately revolves around money, but when you think about what you want your business to look like, what you will be selling, and allllll of the other things that you’re going to need to think of when it comes to your business, yours will be different. So although you may feel like you’re running a business that’s just the same as everyone else’s, or if you have an idea that you think is not going to stand out enough, all you have to do is work on making it your own. So to do this, you could think about literally building the business of your dreams from the ground up. There are so many of you that will really benefit from a remodel and a change with your business, and the best way that you can do that, is to build your own business from the ground up. So, let’s show you some of the things that you could do, that should help you have the business of your dreams in no time!

Business, Background, Blog, Communication, Data

Building The Foundations

The foundations of your business will be something you will heavily rely on throughout the years. These will be the pillars that hold your business together, that only you and whoever else is involved in your business, will know about. So to build strong foundations, you need to focus on your brand, and think about what you want it to become. If you aren’t creating this hip and modern business, then it really is going to be hard for your to break through. This is what the world is demanding from businesses, so if you were to build a business that was just bland and lifeless, it would be hard to ever make it into something. So think about being bright, being fresh, and being exciting. To build good foundations, and build good relationships early on, you could think about going to trade events!

The Real Exterior

Now this is a project most of you might not want to take on, but for those of you who want to personalise your business, be a bit daring, and move up in the world, then this is going to suit you. You could actually build yourself a business premises, and although the expense will be higher, you’ll save so much over the years. You’ll need to have planning permission, contact contractors, know things like black self colour pipe lengths or the time it’s going to take to finish the project. But when it is finished, this will really make its mark on the business world. You’ll be that small business that built their own premises, and news of that will travel fast!

Making It A Dreamy Business

To make it a dreamy business throughout the years, you just need to be consistent. If you’re surrounding your business in that modern, funky, vibrant energy, then that can’t be taken away. You have to move and adapt with the business world, whilst still sticking to the foundations you built when you first set up your business!


What’s in a Name? According to Reece Johnson, Millions

Entrepreneur-turned-author shares branding secrets that lead to his success

(London) – March 28, 2019 – It has long been said that “clothes make the man” – but in today’s world, an entrepreneur’s brand is even more important.

That’s certainly is the opinion of Reece Johnson. In his new book, “Branding for Millions,” the London-based author and entrepreneur offers a bold, expansive look at the evolution and importance of the personal brand. Johnson takes his readers through his own story as a self-made business leader, as well as detailing how meaningful branding and marketing can help companies achieve their business goals.

“Today, businesses that are properly branded can scale upwards with unprecedented speed,” says Johnson. “By capitalizing on social media’s ability to share branded messages, a business that is true to its brand can succeed where others might fail.”

Johnson learned these lessons in the hectic world of 21st century entrepreneurship, helping develop and sell companies in the fast-paced world of digital startups. His company, Face the Brand, offers digital marketing and social media assistance and counts Microsoft and Google as its valued clients.

“I wrote ‘Branding for Millions’ because I believe in practicing what I preach,” says Johnson. “One of the first lessons I share with people is to believe in their own brands enough to invest in them. If they do, the returns will be great.”

Johnson shares these lessons with aspiring artists and singers who need personal branding advice, businesses who need help launching a product, and companies who need social media help. In his book, he also shares with people that he was able to do all of this while overcoming dyslexia.

“I wear my dyslexia proudly because I’ve learned how to overcome it,” says Johnson. “Now, it’s become a part of my story.”

Johnson’s story is available on Amazon. He is available to discuss the world of personal branding. To schedule an interview with Johnson, contact Erika Yuzon at

The university dropouts that made millions

Fragrance Direct have picked out some of our favourite business bosses who racked up their millions by dropping out of university.

Ralph Lauren is worth £5.4 billion

Kim Kardashian £274 million

Toni Ko – £204 million

Gwyneth Paltrow £47 million

Florence Graham £29 million

Necole Cumberlander £3.5 million

Terry De Gunzburg £1.9 million

Sonia Kashuk £866,000


Crowd for Angels, one of the UK’s leading crowdfunding platforms for shares, crowd bonds and tokens, is delighted to announce it has seen significant growth and corporate progress since the successful Initial Coin Offering (ICO) of its ANGEL tokens in March and as a result of its ongoing Liquid Crypto Bond issue.

Funds raised from the bond have started to be invested in a variety of crowd bond issues listed on the Crowd for Angels platform, helping a range of small businesses to finance the next stage of their growth plans. In recent weeks, car rental business JamJar successfully raised £103,196 on the platform by issuing an 8%, 15 month crowd bond, with Crowd for Angels also investing in the issue.

angel coin
Image of ANGEL Token

Launched at the end of 2017, the company’s bond issue and ICO will see up to 5 billion “ANGEL tokens” issued to investors. The tokens are being issued as a reward for investing in the bonds and, to provide liquidity, have been listed on crypto currency exchange GetBTC.The tokens are currently trading at a price of 1,680,000 ANGEL tokens to 1 Bitcoin.

As part of the ICO strategy, the tokens are also being used as a marketing tool, rewarding investors for engaging with the Crowd for Angels platform, advertising and media. Using various token based marketing strategies, Crowd for Angels has risen to third place in the most visited UK crowdfunding platforms (according to after seeing website visitor figures grow by 290% between March and the end of May this year. Attracted by token rewards, investors recently provided the company with valuable data, with a survey of investment attitudes attracting over 1,300 responses. In addition, the experience gained during its ICO has led Crowd for Angels to offer new products and services including crypto backed bonds, private sales for tokens and seed capital for crypto companies.

Tony De Nazareth, CEO & Founder of Crowd for Angels, commented: “We are delighted that the successful Initial Coin Offering has progressed as planned. The ANGEL tokens themselves have been well received by investors, provided us with new, cost efficient ways to market our services and provided the backbone of new product launches. We look forward to reporting on further growth in the coming weeks and months.”

About Crowd for Angels

 At Crowd for Angels, Our goal is to bring innovative and appealing products to investors and to provide funding for companies throughout their growth cycle. We help companies raise funds through the issue of shares and bonds on our regulated crowdfunding platform.

Our investors get the opportunity to invest in shares in a tax efficient manner through the use of SEIS/EIS tax relief and through bonds that can be held in a tax free IF-ISA wrapper. We never charge our investors any fees and companies looking for investment only pay if the funding is a success.


Investing in small public listed or private companies involves risks, including illiquidity, lack of dividends, loss of investment and dilution, and it should be done only as part of a diversified portfolio. Investing in debt pitches through Crowd for Angels (UK) Limited involves lending to companies and therefore your capital is at risk and interest payments are not guaranteed if the borrower defaults. Crowd for Angels is targeted exclusively at investors who are sufficiently sophisticated to understand these risks and make their own Investment Decisions. You will only be able to invest via Crowd for Angels once you are authorised.  Please click here to read the full Risk Warning.

 This press release has been approved as a Financial Promotion by Crowd for Angels (UK) Limited (Company number: 03064807), which is authorised and regulated by the Financial Conduct Authority (Reference number: 176508). Investments made in companies listed on the Crowd for Angels platform are not covered by the Financial Services Compensation Scheme (FSCS).

Tokens and cryptocurrencies are not regulated by the Financial Conduct Authority and therefore investors do not have recourse to the Financial Ombudsman Service or the Financial Services Compensation Scheme.

The prices of virtual goods and products, like real goods and products, constantly fluctuate over time. Any currency, virtual or otherwise, could be subject to large swings in value and at any time might become worthless. As such, the value of your holding may increase or decrease over time.